
I was tidying up the plants, when Mia came. His face looked sad and confused.
"Why are you, Mi?"
Mia was just silent, while playing the tip of her hijab
"I want to tell you a story, brother"
"O, let's go in."
Mia just nodded, while walking into the house.
"why, Mi?"
Mia was my distant relative on the mother's side, because our house was close together, so our relationship was very close. We used to visit each other, and our children were just as old. They also used to play together.
I put down my gardening tools, washed my hands, and walked over to Mia.
"What do you want to tell?" much
"Where do I start?"
"Just tell me"
Mia just nodded.
"I'm afraid I haven't been able to pay my debt on an online loan. The language is fierce, the language is rough. They threatened to spread my personal data. They even called my in-laws. Not only that, they text mom. Say I'm a fraud, a thief, already embezzled funds, bang**, damn it. I'm scared" Mia told me while crying.
"Why haven't you paid yet?"
"I don't have any money yet, I've been trying to find a loan, but I haven't been able to. The flowers and the lace are also growing. It was twice the money I got. My efforts have been stuck for two months. I dare not go out of the house"
"Keep the loan money you used for what?"
"To close the shortfall in our house, partly also for additional capital"
"Your husband knows?"
"At first it wasn't, but because I was confused I just told him"
"How's the response?"
"She was ordinary, and firmly said that she wouldn't help me pay my debts. Even he was accusing me of an ungrateful wife" Mia began to sob.
"He once said I was a useless woman. So whenever something was lacking, I applied for a loan. She never knew her salary wasn't enough to meet the needs of our household." Further
"Wait a minute, I'll grab a drink"
Mia just nodded
I went inside, made two glasses of iced syrup for both of us, and a plate of sponge.
"Yes, ma'am"
Mia seemed to have calmed down by now.
"Mi, you know that online loans are legal and illegal"
Mia nodded
"Know me, the legal one has an official license and is registered with OJK. Interest and loan tempo are not burdensome to consumers. Not going to threaten, especially to hack the phone of his customers. The police if they want to hack people's phones, they'll ask permission first."
"So what's threatening me is illegal, right?"
"Can be. Try to find out the online loan status."
"How illegal should it be?"
"Which is illegal, they tend to force to immediately pay off the loan. But they won't come to us, because they don't have field collectors. They also hacked our phones without permission, so they can contact all the contacts on our phones. They assume by terrorizing and threatening, our mentality becomes down, so easily follow their will. Not infrequently they spread slander about their customers"
Mia looked annoyed
"You still have evidence of their threats?"
"Yes still"
"You're kumpulin, you can report it to the authorities. You pay according to the amount of money you receive."
"How will they go back to imprison me?"
"Mi, there's no law, can't afford to pay the debt to go to jail."
"Tell?"
"Yes"
"Thank you, ma'am. My knowledge has increased. Till the house I'll check the loan status online."
"Yes, equally. If there is an urgent need, just tell me. If there is, I will help. The pay can be sometime, without flowers anyway. Remember, pay the debt if you have a fortune, do not force it. Don't make new holes"
"Yes, ma'am."
***
With Rio's permission, I lent Mia money. I could see her tears of joy as I delivered the money. And Mia promised to pay it in installments every month. Even if I can't afford it, I'll release the money.
But, Mia did not disappoint me, she really kept her promise. Every month he installs his debt, although it takes 2 years to pay it off.
****
Thank you for reading, leave a vote and comment yes let the spirit make the short story🙏🙂