
One beautiful afternoon, I was playing with my gawa when a call from my father-in-law came in
"Hello, sir"
"Icha, there was a phone call saying it was from an online loan. There is your debt that has not been paid" said the person directly opposite to the core of the problem.
The deg! The heart and the world stopped
"Are you, Icha? He said 1 million" he continued
"You know, sir. I paid for it this afternoon"
"But, he said he had not paid. Keep telling me you know the Mr. Icha's number"
"The scam, sir. They're looking for that profit."
"O yes it is"
"Yes, sir" My father-in-law ended his phone call.
The feeling I never put my father-in-law's phone number in the emergency contact of an online loan. But how can they be on the same phone?
I immediately took my salary and opened the online loan application. It turns out that many are complaining because all the contacts on the borrower's mobile phone are in contact for billing. Some even arrive at terror with inappropriate words. There are also photos used for raising, they do not hesitate to embarrass the borrower. Not a few also commit suicide, because it is not strong to face the terror of the collectors.
"I don't want to pay, I just need extra time. Fines and flowers I would have paid them all. I also sent an email as a notification. But beware, if you contact let alone terrorize the contacts on my phone, I will report to the authorities and I will not pay a penny" Plus one star.
****
"Hello, Icha's mother. Mom's loan is past due, it's been a week, Mom. When do you want to pay, Mom? Through what?"
"I don't have any funds yet"
"Lho in the agreement is clearly written due on the 6th, now it is the 18th, Mom. Mommy should be ready for the funds"
I took a deep breath while reading the writing on a piece of paper.
"Hello, Ma"
"Yes, mas. Sorry I have no funds yet. Tomorrow, my mother"
"Can't, Mom. Must be today. Otherwise we'll call all the numbers on your phone"
"Yes, I'll transfer. But now I open my phone first"
"Yes, Mom. I've opened it"
"Any sms or internet bangking?"
"She, Mom. I use internet banking"
"7,375,396 rupiah, ma'am"
"good. Now follow my instructions"
"Good, Mom"
30 Minutes later
"Welcome you have successfully repaid your loan. Please return to the main menu if you want to apply for a loan again with a higher limit"
Succeed and the rest is good for the same snack Ma'am Alya. Count as my thanks.
****
2 Hours earlier
"Hello, Cha"
"Yes, mom. How's it?"
"There are people from Mbak's phone, collect your debt to Mbak nih" explained Mbak Alya
"They're mbak's phone? Oh sorry, Ma'am. I didn't give them my number. Maybe they took the data on my phone. So they can get the number mbak Alya" I replied with a melas tone. It's a shame that I haven't communicated with Ms. Alya for a long time and we're just regular friends, so we're not familiar.
"Yes, no papa. Mbak knows, mbak also never use online loans." he said with a laugh
"No papa really, ma'am! It's not good to be Alya"
"Pure. I want to give you something, maybe this will solve your problem."
"Yes, mom. I want to, but what?"
"You're good, yeah......." I really listened to Ms. Alya's explanation well, as well as noting the important things.
"Udah, that's it. How, you got it?!" ask Alya at the end of the explanation
"Ready, Ma'am. I'll try"
"Later if it works, buy coffee yes" he said
"Ok, I'll tell you later, ma'am"
****
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