KARMAS

KARMAS
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Sister Maria elegantly called the waiter and immediately picked up the menu package offered by the waiter.


"add again sak menu, want to eat the roasted duck."


Sister Maria complied with my request and lastly ordered extra vegetables.


While at the cafe, there were not many things we talked about because basically I always maintain the attitude and speech towards Maria.


My brother this one is hard to predict, but royal to me, which is why I am so affectionate.


We finished our meal and headed straight to the cosmetics store, which is not far from the cafe.


Because it was very busy preparing to enter the medical school, so it was very rare to go to my sister's shop.


"my God, thank you for all your abundant blessings to my brother, so that the store is getting bigger and more collections of beauty products."


"no need to be that, you choose whatever you like and the budget is no more than two hundred thousand dollars."


"thank you, my beautiful sister."


Directly fast motion to choose beauty products that are tempting to collect and in the end more than two hundred thousand rupiah.


After getting what I wanted and of course free from Maria's sister, we both walked towards her room.


Sitting on the couch enjoying green tea plus almonds.


"Arna....


Do you know yet if you have chosen a future husband for you?"


"sir, Jogi's the dog, right?"


Sister Maria nodded and that was indeed the person whom my mother would betrothed to Me if she would fail to fulfill our covenant.


"call Aruna has made a deal with Mamak and it must be done.


otherwise, your life will be on the wheel of the loan shark."


"that's how my brother, sometimes Arun is optimistic with eight years and should be able to become a general practitioner.


But it has to be, to avoid that jerk Jogi."


"what happened to Jogi? his father was a prosecutor, and his mother was also the majority shareholder in the famous mall."


"it's hard to describe Jogi, everything about the man, making Aruna sick.


Aruna can ask you a question?"


"please?"


Try to organize a good sentence to be a question so as not to offend him.


"sister can capital from where to set up a cosmetics store as luxurious and complete as this?


is brother minjam money to mamak?"


Sister Maria smiled and it meant that she was not offended by my question.


"it used to be that big brother aspired to become a doctor like you, but wanted to specialize in skin later on.


However, you put forward the same requirements as you.


Optimists and older brothers are sure that they can not meet the requirements, because brother is not as smart as you.


When you apply when you just graduated Junior High School and want to enter Catholic High School.


But in the end my sister chose SMK makeup that country.


After the second grade SMK and it was time for the prakerin or practice of industrial work and thankfully brother received in one of the very famous salons.


The salon was owned by an aged man and in the salon there was also a beauty clinic.


Initially as an assistant for one month and only two weeks, my brother has been trusted to hold customers.


Brother is paid like other employees, and for six months prakerin and during that time also brother get salary and bonuses and tips from customers.


The money is saved in his loan cooperative, the interest on his loan is low and the interest decreases.


Unlike cooperatives that are managed by mama, indeed the cooperative is already incorporated and when borrowing money must save us inside.


The information you get from one of the employees, saving for three months in a row then you can borrow money.


Our savings money will be at times three to get a loan.


For three months saving and at that time the value of saving brother was still four million, and you get a loan of twelve million rupiah with interest decreased by two point two percent in the twelve month period that you choose.


After getting the loan money, my brother bought gold and it as an investment.


because the senior said at work, gold is a good investment and immune to inflation.


Finished the prakerin, and it turns out that my sister is still allowed to work there after school.


But it is different from the salary during the prakerin, and you only receive percentages per customer that you hold or work with.


It's also pretty and very, very decent, and in the end the maid in the house fell into your hands.


Because I'm going to work at that beauty salon.


But I paid the money to eat, as well as a place to stay at home, because my sister is no longer my mother's maid.


no problem, because the tips that you have collected can pay for food and shelter, sometimes more.


While the percentages of the work of the older brother, it pays for school fees, living and also debt installments in the cooperative.


The salon is very crowded, especially on Friday, Saturday and Sunday.


The tips you receive are always many, one day it can reach five hundred thousand rupiahs even more.


Sister get-togethers and sister loans, instantly repaid.


The brother gets a loan percentage and savings interest per semester from the cooperative, then the sister borrows more money to buy gold.


The SMK period ended and my sister chose to work full time at the beauty salon.


While brother has managed to collect a lot of gold.


Then there was the daughter of the wrong senior who worked at the bank and then came to the salon to pamper her.


Then the mother talked to her son, and asked if the house was suitable for her brother because he already had a lot of gold ready to be exchanged with the house.


At sahut dong same brother, and brother was given some choice shophouse to be auctioned because of bad credit.


After thinking long and counting the amount of money and it turns out it is enough and maybe more.


But someone advised brother, if we get a house or property by auction, it will not be a blessing."


"so what, brother? what's the problem?"


Maria laughed in response to my question, so what is wrong with my statement?


Why does Mary laugh, what is funny?


But Maria sipped her green tea and then chewed on almonds.