The Brain of a Duke Princess
Gathering
After that, the next few weeks of effort are spent preparing for the establishment of the bank, such as ensuring the building and securing the equipment.
Finally, the promised day of meeting had arrived. The designated location was the Headquarters of the Trade Guild here, in the duchy of Armelia.
When I had a meeting with Moneda at this place, I thought the interior was calm and deep, and still the same as usual.
“... Now, everything. Thank you for taking the time out of your busy schedule to gather here today. ”
I salute you to start something. Moreover, I am really very grateful to the members gathered here today because they really all have a very, very busy schedule.
"No, not at all . We also look forward to meeting with the President of the conglomerate in the spotlight recently. ”
He said with a sharp glint in his eyes. A-as expected ..Impressive full sign.
"I did not meet everyone here today as President of the Azura Conglomerate, but as the representative of the Feudal Lord of the Duke of Armelia's nobility. ”
"Oh, as the representative of the Feudal God, right?"
"Yes nih . Otherwise, it would be impossible for me to gather everyone today. After all, our conglomerate is still a newcomer. ”
“Very humble. I've heard all about your activities. ”
"If that's the case .. I'll gladly accept your words of praise. However, today's business is a different matter … "
The atmosphere around him froze instantly.
“First of all, I want to establish a bank in our region. By all means, I want everyone to use it. ”
"… Bank, right?"
"Yes nih . ”
"I'm sorry for my impoliteness, but what exactly is it?"
“To put it simply, this is a developed version of a repository service provided by the Commerce Guild. Its main objectives are storage services, money order services, and financing services. ”
“Storage service? Financing ... service? I have never heard of it before .. What significance do they have? "
“Let's start with storage service. This is similar to the services provided by a Trade Guild, where a conglomerate or an individual can entrust their funds. Such services will also be carried out in the bank.
The funds that the people who were part of the Trade Guild spent on constantly hiring escorts were no longer necessary. Don't you think that would be a boon to the Trade Union?
Furthermore, you can complete inter-account transactions with banks. For example, if the parties deposit funds with each other in a bank, the cash reserves can be moved between accounts and thus there is no need to carry cash. ”
About the storage service, I think it would be fine to make one similar to the one in Japan. In other words, a savings book and a stamp. However, since it has just been created, it will be difficult to process account transfers.
So, I think it would be a good idea for a conglomerate to create a checking account. Also, since it is likely that people will travel to different areas, it would be a good idea to make checks and concepts.
Starting from here, as I intended to create a family register, and wondered if it would be a good idea to create an ID along with it. In addition, as proof that the person's ID does belong to them, there must be a stamp on the back.
Nevertheless, it is not really necessary to have it all the same as Japan .. Or rather, let's polish this idea later. Since the family register will take time, it will be fine if it is introduced after the bank has been properly established.
As for the seal, since there is no kanji character in this world, as I thought, it should be the epitome of nobility. While I was thinking about what to do, I went to consult Moneda.
As for the seal, since there is no kanji character in this world, as I thought, it should be the epitome of nobility. While I was thinking about what to do, I went to consult Moneda.
It was the same for money order services, I had to consider how to deal with them once the account was opened. The machine is not here. When the patron opens an account at the bank, each patron will receive an account book, and using this method, they can deposit their money.
By the way, we have formed a guard division, and I intend to use it. Guards are necessary for banks, especially when we start shipping ... right? Of course, it was not as if the guards had excellent qualifications when hired.
"…I saw . However, I wonder if it is really safe? After all, it is an important fund. There can be no risk whatsoever. ”
"Of course, it will be placed under the protection of our House. I can guarantee the quality of the security guards who will protect the funds. On the other hand, in case of fraud, I will use my position to catch criminals. ”
"Hmm . What about financing services? ”
"As for the financing service, it lends the funds collected. Of course, strict provisions will be enforced. And if one can meet the requirements, they will be able to borrow capital. For example, funding to start a new business? "
"That's interesting . ”
Although I say that, unlike the fief it will be guaranteed to receive funds from the bank. Especially when the people in front of me are not willing to make a direct investment. After all, I intend to spend the tax money collected from the feds for the fief.
That said, if our conglomerate is not successful, most of the taxes collected will be spent on maintaining the Ducal House rather than being allocated for road maintenance. They're not wrong about the conglomerates' profits, are they?
"In exchange, what will you ask of us?"
“As for setting up a bank, I have no request in mind. Because the most important thing is to return the money to the fief to develop it.
Ah, but the Trade Guild has always been responsible for this, so I want to ask permission if it's okay for us to 'hunt' those people and hire them for the bank?
Since there is a lot to learn, it would be best if we hire people with experience. In addition, although we have prepared the bank headquarters to be here, we have not prepared a place to set up another branch. Therefore, I will thank you if Commerce has any advice. ”
Since there is a lot to learn, it would be best if we hire people with experience. In addition, although we have prepared the bank headquarters to be here, we have not prepared a place to set up another branch. Therefore, I will thank you if Commerce has any advice. ”
“As for our guild, since we always run deficits in this area, we will be more than happy with the takeover .. So if it's just that much, it will be our pleasure to cooperate. ”
All right, the prospect of setting up a bank looks bright.
“... Then, next agenda. Should I move to a "major issue" involving conglomerates now? "
The relaxed atmosphere slightly turned tense again. There's no reason to end it here. … Because the people who have gathered here today have a very busy schedule.
“About the bank we talked about earlier, it has been decided that the taxes collected from the fiefs will be invested for the maintenance of roads in the countryside. And also, there's one more thing. Academy formation. '”
"Academy ... you say? Like the ones in the Royal City? ”
“If it is a less profitable academy, there is no need to use tax money to build it. What I want to build is an academy that has a major division that will teach students how to read and write, and an advanced division, which teaches students specific skills … Regional taxes will be used for this as I plan to pass the Bill, making primary education compulsory in our region. Right now, I want to direct everyone's attention to the advanced division. ”
"In what way?"
“To be frank, I want you to invest in it. Although funds will be received, materials and equipment will also be welcomed. ”
"Isn't it okay to ask the bank you talked about earlier to finance it?"
“Bank relies on the funds of the Ducal House and civil taxes. If a bank is used to finance something so broad, it will upset the balance of income and expenses, and will result in the collapse of bank management. ”
“There's some truth to that. If that's the case, wouldn't it be alright if we wait until the academy is established? ”
“If possible, I want to build an academy as soon as possible. Since people are an important resource in our region, it would be a shame if we left them alone and did not polish them. ”
"…Hmmm . What is the concept of the academy? "
“If possible, I want to build an academy as soon as possible. Since people are an important resource in our region, it would be a shame if we left them alone and did not polish them. ”
"…Hmmm . What is the concept of the academy? "
“I will share the material now, please see. ”
Sebastian who came with me shared the documents with everyone. This is the material I spent preparing for the last few weeks. … Thanks to that, I haven't had much time to sleep lately.
“First of all, I want to establish a Medical and Pharmaceutical department. Afterwards, the Fief Administration and Accounting department. ”
"Medical department ... did you say?"
The directors of the conglomerate shocked the expressions on their faces. I guess that's natural. Because the physicians in this world were only employed by royalty and nobility, and thus medical knowledge was not widespread.
As for the value of such knowledge .. every member of the conglomerate can understand it. Usually, in order to learn such knowledge, high wages had to be paid.
… That's right, "usually," that's. I also want to hire some of them. I wanted to hire two or three people for our House, however, I did not know where mom heard this information, but she made an introduction.
That guy seems pretty idle. I mean, until a while ago, that guy was relaxing in the countryside. Then, that person suddenly wanted to nurture the younger generation and come here.
For me, I want to leverage the mother's connections to negotiate with doctors and for future negotiations conducted by conglomerates at all costs.
By the way, farmers and scholars will act as instructors in the agriculture department. For classroom learning .. and hands-on skills.
As for the scholars, I once again made use of the father and mother connections to gather them. After that, I also intended for Rehme to stand as a lecturer.
