
“Bu, three days I am overtime at the office so the afternoon may even be late,” say goodbye to Dayan before leaving with Riri, the eldest daughter.
“Iya, sir,” said Bestari who is still busy tidying up her hijab in front of the mirror.
Actually starting that day, Dayan was already on leave of work. However, he lied to his wife if she was going to be overtime. In reality he will go with Royani, the young wife. So that his family did not suspect, he left early and looked like he was going to the office. The man also drove the elder to school. Even after that go directly to Royani's contract.
Dayan greeted Royani with a neat appearance. The woman was ready to go to look for a loan at the bank with the collateral of Dayan's home certificate. They were riding with Dayan's matic motorbike. Royani who hugged the back of the man in front of her. It is like a young man in Kasmaran.
First of all, they went to a government-owned bank to apply for a loan with a nominal of three hundred million rupiahs. Because Dayan's salary has been cut by bank loans and only about one million rupiah, they can not grant loans.
They then went to another red plate bank. However, the result remains the same despite the guarantee of Royani's home certificate and income. The requirements in red plate banks are indeed more stringent compared to private banks.
The next day, they tried to go to several small banks such as BPR for credit applications. The result was the same, their submission was rejected because there were indications that it could not be gradually seen from the amount of Dayan and Royani income. Even if they can, the approved nominal is only small, far from what they want.
Royani drowned in the parking lot of the motorbike. His face could not hide his heart. “Mas, how are all of our loan applications rejected?” he complained to Dayan.
“I don't know either, Yani. I have tried to offer a house but not yet sold,” said Dayan who instead of calming but instead makes the wife siri more anxious.
As they were lamenting fate, a male figure came to approach the two. He looks like a bank employee. “Father and Mother, why?” ask him kindly.
“Our loan application was rejected, Mas,” replied Royani lethargic.
“What would you like to borrow?” ask the man.
“Three hundred million,” replied Royani again .”Is the bank clerk here and can help us?” ask her then with a hope in her net.
“I am not a bank employee, but I can help the difficulties of Father and Mother,” said the neat-looking man.
Royani immediately got up from her seat with a reasonable radiant. “How can Mas help us? Will Mas give us a loan?”
The man shook his head. “Not me, but a donor. Are you interested in Mommy and Dad?”
Royani looks at Dayan. “How, Mas, it looks like this is our only hope?”
“Ya, we first see what the terms are,” said Dayan.
“What are the requirements, Mas?” ask Royani who is impatient.
“We'd better talk in a more comfortable place, yes, sir, Mom. Here is not a good place to talk.” The man looked around full of motorcycles, of course, because they were in the parking lot. It is also hot because there is no roof.
“Oh yes, from earlier chatting and not even acquainted. I'm Erwin.” The man held out his right hand to Royani. They then shake hands, after that they just shake hands with Dayan.
“Dayan,” said Bestari's husband.
“Let's Father and Mother Dayan, we go to the stall there to make it better to chat,” invite the man who claimed to be named Erwin while pointing at the soto stall across the street.
“Motor how? Parked here or there?” ask Dayan.
“Here is also okay, sir. My vehicle is also here,” Erwin replied.
“Ya already.”
The three of them finally crossed the street and entered the soto stall.
“I soto same iced tea only, Mas Dayan want what?” ask Royani.
“Same rich you but I ice it a little,” replied Dayan.
Royani then approached the seller, saying his order. After that he rejoined Dayan and Erwin.
“Mas Erwin, how are the terms to get a loan from a donor?” asked Royani enthusiastically.
“Which obviously has his guarantee. Father and Mother have what guarantee?”
“There is my land certificate, Mas,” Dayan said.
“What is now brought?”
Royani swiftly opened the bag and issued a land certificate belonging to Dayan. He handed the light green sheet of paper to Erwin. After receiving it, Erwin opened and read the contents.
“This certificate belongs to Mr?” ask Edwin to make sure.
“Iya. It will have my name there,” Dayan replied.
“Can be with brother or sister. Oh yeah, when can we come for a survey?” ask Edwin.
“Besok morning around 8.00 or 9.00 can, Mas,” Dayan replied. “What after the survey can directly liquid the funds?” Dayan looked at Erwin.
“Can, but must sign first in front of a notary to make an agreement,” Erwin said.
“Is there any other terms like salary slip and so on?”
Erwin shakes. “No need, just original certificate and also real identity.”
“My identity and wife?” ask Dayan.
“Iya, later Ibu ‘kan who approves also signed,” replied Erwin.
“OK, Mom. Then I ask for the number, for us to be able to communicate,” pinta Dayan. The three of them exchanged phone numbers.
The next morning, Dayan secretly took Bestari's ID from his wallet while his wife was in the shower. He really did not think about the feelings of his wife and child if he knew he was mortgaging the house. After taking Riri to school, Dayan returned home. Erwin and a man came by car. They look around the house and its contents. Then both of them left.
When Dayan was about to leave again, the next door neighbor asked him why he had come home? Then Dayan answered because there were items left behind so as not to arouse suspicion. Shortly thereafter he left.
Dayan picked Royani up on the contract first before going to the notary who was mentioned by Erwin. They stopped by the photocopy to photocopy the certificate, ID card and family card. About twenty minutes later they arrived at the notary's place.
Erwin was already waiting for the two on the front porch. He welcomed their arrival in a friendly manner. “Nyasar is not here, Sir?” tanyanya when shaking hands with Dayan.
“No, address ‘kan easy to find,” replied Dayan.
“Iya, Sir. Let Pak Dayan and Bu Dayan please come in,” take Erwin. The man walked in front of them. Arriving in front of a room, he opened the door and invited Dayan and Royani to enter first.
Dayan slightly gasped as he saw some large and burly people standing there.