
...Karmas...
...There are good losses there are also bad losses....
...Papa(Tania)...
...The problem Erika was facing was Biore Cs alone and it made her work even harder. Tania is now happy. And now wherever we are always taking our son. But we always use babysitter services on our children....
...Tania has also started to be active again with Tim....
..." How are you, baby ? Said the Handsome Man to Tania....
...Tania looks happy....
..." I'm fine and always happy" Tania replied....
...Tania always misses being with the Handsome Man. So the Handsome Man also always sets aside time to go to Papa (Tania)'s house....
...As usual, we spent time talking....
..." Why is debt always considered bad ? Ask Inayah....
...Debt and Taxes are the main basis of Financial Education. It's just that school or family always teaches it to avoid going into Debt....
..." We know that there is Good Debt and Bad Debt' Like Money' There is Good Money and Bad Money. Whereas what we use now is Currency not real Money" replied the Handsome Man....
...Why is Money called Currency. Because it's a confusing problem. The first reason Money we use is Derivatives. Money in circulation is nothing more than a paper that has no value. The value is there because the government states the Paper is a legitimate payment. But gradually the value will return to its true value is Zero....
...The second reason refers to the word Derivative. An example of a Derivative is Orange Juice derived from Citrus Fruit. Orange Juice is a derivative of Citrus Fruit....
...So Money was a Derivative of Gold originally. This changed when President Richard Nixon withdrew Money from the Gold standard. Then after that what happens is Money becomes a Derivative of Debt....
...This is why inflation is so rampant....
...So that is also why rich people are always looking for things that are more valuable than Money. The rich are more concerned with assets than money....
...After all, this Currency Section will always be in Print. There will always be a lot of money....
...But Assets are not Liabilities....
...People will always trust their home Assets when it is Liability. This is why many people always live in financial problems. Because according to the Handsome Man' this is just a matter of using the wrong word. So the result of the wrong word that many people have to live in difficult financial problems....
...Handsome Men Explain the Problems of Good Debt and Bad Debt. This is what we're peeling off now....
...It happens to almost everyone....
..."'Yes' That's it" Obviously Handsome Man....
...This is a Credit Card or Paylater. In our country is not an easy thing to make a Credit Card. So many E-Commerce or Fintech that see this Paluang. Many People are stuck in Credit Card Debt or Paylater. But according to Handsome Men. Error is not on Credit Card or Paylaternya' The problem is the person. If wise people use it' It could be a Good Debt. But the reality is that most of them fall into Bad Debt....
..." The reason is still on the issue of Emotion Greed" continued Handsome Man....
...When People get ease in Finance. For example, Credit Card. People will begin to imagine Beauty. So Papa(Tania) always insists Money is an Illusion....
...Those people will start imagining a new Home' a new Car' New clothes Or a new Affair....
...This is what causes bad debt to occur. So Papa(Tania) avoided us for that momentary purpose. And educate us to study Asset classes. But the most important education is also on our Emotional Honesty. What other people want, the team wants. But the Handsome Man's question to us was "How did you guys buy it". Not how much money you have or just buy on credit. ...
...So I modeled it when I bought a cell phone. What Handsome Man taught me was that I should get his Handphone but not also lose his Money. The first phone I took with installment payment. I also have the money to pay for it. But what I did was look for an Asset that made money to pay for that Mobile Installment every month. So As a result is I have the Handphone' Have Assets and Have Money' Because Assets are always making Money. What is Needed by Handsome Men is Financial Intelligence. Thats all....
...But most people are working hard for Money' after that give it to Others for Free. So the end result is that the person has what he wants but also loses Money. So what this person can do is work hard again because they want another one. The Handsome Man called such a man a Money Slave....
..." So Bad Debt will always happen" Job said....
...Handsome Man nodded....
..." Even crazier now isn't it' Many people are giving Door to Door Loans" explained the Handsome Man with a smile....
...But According to Handsome Men . Door to Door Loans will be replaced with Online Loans. This relates to lower interest. ...
...But this is also related to the speed of Society in understanding Technology. ...
..." Why did that happen ? My word....
...This is related to Debts that can make people difficult and the terrible thing is Addiction to the habit....
..." I don't know. Maybe they're not Illiterate but unfortunately they're Financially Blind" Obviously Handsome Men....
...For Handsome Men People will always think of making as much money as possible. And this is the problem it will be difficult to give an understanding of the subject of Finance to people who always think Money is everything. Because this is also always related to the problem of Emotions Fear and Greed....
...But Papa(Tania) also taught us to be Tamak. When we asked. Papa(Tania) explained that without Greed' we clearly lost our Passion. Even this makes us always want to live anything that excites us....
...But many people who seem wise say that life must be sincere and accept what it is. This also made Thamrin angry. Thamrin says you can live decades in Pesantren. But without Thirst for Science' There will be no Results. So it turns out that in Pesantren also requires Greed in Education. Even Thamrin found it strange that there was Santri who explained the Law emotionlessly while giving an Explanation of the problem. Thamrin is a delicate and sweet man' But as he inclines Legal Matters. I'm so amazed. He explains his problem with Sharp and Logical. I'm sure if he becomes a Pambicara' Thamrin will be the Speaker most hated but also in Fear. For there is much to say about Hiprocation in Society. ...